Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ORIGIN BANK
ORIGIN BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+30.4% vs 2024Originations
$3.5M
Loans x average loanAverage loan
$117,333
Average interest rate
7.82%
Denial rate
13%
Home only share
36%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 30 | $3.5M | $117,333 | 7.82% | 13% | 36% |
| 2024 | 40 | 23 | $4.0M | $175,435 | 8.13% | 20% | 14% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 25 | $2.8M | $110,600 | 7.85% | 15% | 40% |
| TX | 3 | $655,000 | $218,333 | 6.83% | 0% | 33% |
| AR | 1 | $45,000 | $45,000 | 8.57% | 0% | 0% |
| MS | 1 | $55,000 | $55,000 | 9.09% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.