Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EMPRISE BANK
EMPRISE BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-31.3% vs 2024Originations
$555,000
Loans x average loanAverage loan
$50,455
Average interest rate
7.93%
Denial rate
32%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 11 | $555,000 | $50,455 | 7.93% | 32% | 0% |
| 2024 | 20 | 16 | $530,000 | $33,125 | 8.63% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 11 | $555,000 | $50,455 | 7.93% | 32% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.