Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ARVEST BANK
ARVEST BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
272
+7.9% vs 2024Originations
$39.0M
Loans x average loanAverage loan
$143,346
Average interest rate
6.86%
Denial rate
22%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 596 | 272 | $39.0M | $143,346 | 6.86% | 22% | 0% |
| 2024 | 563 | 252 | $37.3M | $148,095 | 7.25% | 26% | 1% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OK | 100 | $14.3M | $143,400 | 6.67% | 20% | 1% |
| AR | 98 | $13.7M | $139,490 | 6.99% | 21% | 0% |
| MO | 58 | $8.7M | $149,310 | 6.95% | 31% | 0% |
| KS | 9 | $1.2M | $132,778 | 6.48% | 19% | 0% |
| CO | 2 | $220,000 | $110,000 | 9.3% | 33% | 0% |
| PA | 1 | $95,000 | $95,000 | 6.88% | 0% | 0% |
| SC | 1 | $295,000 | $295,000 | 6.75% | 0% | 0% |
| VA | 1 | $135,000 | $135,000 | 6.63% | 0% | 0% |
| AZ | 1 | $325,000 | $325,000 | 6.5% | 0% | 0% |
| FL | 1 | $55,000 | $55,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.