Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of America NA
Bank of America NA
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
-21.9% vs 2024Originations
$222.2M
Loans x average loanAverage loan
$8,887,800
Average interest rate
5.58%
Denial rate
92%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 396 | 25 | $222.2M | $8,887,800 | 5.58% | 92% | 0% |
| 2024 | 356 | 32 | $66.6M | $2,081,563 | 5.73% | 89% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SC | 4 | $760,000 | $190,000 | 5% | 71% | 0% |
| FL | 4 | $105.5M | $26,382,500 | 5.31% | 90% | 0% |
| AZ | 3 | $9.8M | $3,258,333 | 6.04% | 85% | 0% |
| TN | 3 | $5.5M | $1,841,667 | 5.82% | 83% | 0% |
| NC | 2 | $250,000 | $125,000 | 5.5% | 90% | 0% |
| VA | 2 | $430,000 | $215,000 | 4.69% | 80% | 0% |
| AR | 1 | $15.5M | $15,505,000 | 6.79% | 0% | n/a |
| WI | 1 | $60.4M | $60,395,000 | 6.03% | 0% | n/a |
| CA | 1 | $18.0M | $18,005,000 | 6.03% | 96% | n/a |
| MO | 1 | $85,000 | $85,000 | 5.25% | 86% | 0% |
| OH | 1 | $195,000 | $195,000 | 5.88% | 67% | 0% |
| OR | 1 | $5.5M | $5,525,000 | 6.53% | 92% | n/a |
| TX | 1 | $215,000 | $215,000 | 5.88% | 96% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.