Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Security Bank and Trust Company
Security Bank and Trust Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
-40.9% vs 2024Originations
$925,000
Loans x average loanAverage loan
$71,154
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 20 | 13 | $925,000 | $71,154 | n/a | 10% | n/a |
| 2024 | 28 | 22 | $3.4M | $152,273 | n/a | 7% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 13 | $925,000 | $71,154 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.