Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Builders Choice Mortgage LLC
Builders Choice Mortgage LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
24
+2300.0% vs 2024Originations
$4.9M
Loans x average loanAverage loan
$205,833
Average interest rate
7.04%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 24 | $4.9M | $205,833 | 7.04% | 0% | 0% |
| 2024 | 4 | 1 | $145,000 | $145,000 | 6.75% | 25% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 18 | $3.8M | $208,889 | 7.12% | 0% | 0% |
| FL | 3 | $425,000 | $141,667 | 7.16% | 0% | 0% |
| NC | 2 | $280,000 | $140,000 | 6.44% | 0% | 0% |
| CO | 1 | $475,000 | $475,000 | 6.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.