Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Aspen Federal Credit Union
Aspen Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
+0.0% vs 2024Originations
$970,000
Loans x average loanAverage loan
$242,500
Average interest rate
7.24%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 7 | 4 | $970,000 | $242,500 | 7.24% | 0% | 0% |
| 2024 | 4 | 4 | $980,000 | $245,000 | 7.6% | 0% | 25% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SD | 4 | $970,000 | $242,500 | 7.24% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.