Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SIMPLICITY CREDIT UNION
SIMPLICITY CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+50.0% vs 2024Originations
$790,000
Loans x average loanAverage loan
$131,667
Average interest rate
6.75%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 6 | $790,000 | $131,667 | 6.75% | 13% | 0% |
| 2024 | 4 | 4 | $240,000 | $60,000 | 7.38% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 6 | $790,000 | $131,667 | 6.75% | 13% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.