Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › WESTBY CO-OP CREDIT UNION
WESTBY CO-OP CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
29
+52.6% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$92,241
Average interest rate
7.77%
Denial rate
3%
Home only share
7%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 35 | 29 | $2.7M | $92,241 | 7.77% | 3% | 7% |
| 2024 | 25 | 19 | $1.6M | $85,000 | 7.96% | 0% | 5% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 29 | $2.7M | $92,241 | 7.77% | 3% | 7% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.