Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JPMorgan Chase Bank, NA
JPMorgan Chase Bank, NA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
+81.8% vs 2024Originations
$1.04B
Loans x average loanAverage loan
$51,982,000
Average interest rate
5.8%
Denial rate
90%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 200 | 20 | $1.04B | $51,982,000 | 5.8% | 90% | n/a |
| 2024 | 156 | 11 | $55.7M | $5,067,727 | 6.08% | 92% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 10 | $184.2M | $18,422,000 | 5.83% | 50% | n/a |
| OR | 5 | $22.3M | $4,455,000 | 5.68% | 62% | n/a |
| WA | 3 | $12.1M | $4,038,333 | 5.93% | 75% | n/a |
| FL | 1 | $142.9M | $142,925,000 | 5.72% | 89% | n/a |
| IA | 1 | $678.1M | $678,105,000 | 5.71% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.