Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CFCU COMMUNITY CREDIT UNION
CFCU COMMUNITY CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+42.9% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$111,000
Average interest rate
6.61%
Denial rate
21%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 10 | $1.1M | $111,000 | 6.61% | 21% | 0% |
| 2024 | 13 | 7 | $835,000 | $119,286 | 6.37% | 38% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 10 | $1.1M | $111,000 | 6.61% | 21% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.