Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE BANK OF COMMERCE
THE BANK OF COMMERCE
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-15.4% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$184,091
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 11 | $2.0M | $184,091 | n/a | 0% | n/a |
| 2024 | 19 | 13 | $3.4M | $260,385 | n/a | 16% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 11 | $2.0M | $184,091 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.