Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MAINE HIGHLANDS FEDERAL CREDIT UNON
MAINE HIGHLANDS FEDERAL CREDIT UNON
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
27
+125.0% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$142,778
Average interest rate
6.91%
Denial rate
7%
Home only share
19%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 29 | 27 | $3.9M | $142,778 | 6.91% | 7% | 19% |
| 2024 | 13 | 12 | $1.2M | $100,000 | 7.64% | 8% | 25% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 27 | $3.9M | $142,778 | 6.91% | 7% | 19% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.