Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

OverviewLendersCommunity owners

Lenders › BEEHIVE FEDERAL CREDIT UNION

BEEHIVE FEDERAL CREDIT UNION

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

6

-25.0% vs 2024
Originations

$940,000

Loans x average loan
Average loan

$156,667

Average interest rate

7.48%

Denial rate

38%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
2025136$940,000$156,6677.48%38%0%
2024148$900,000$112,5007.7%21%0%

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
ID6$940,000$156,6677.48%33%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.