Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Atlantic Union Bank
Atlantic Union Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
106
-2.8% vs 2024Originations
$15.8M
Loans x average loanAverage loan
$148,679
Average interest rate
7.73%
Denial rate
26%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 168 | 106 | $15.8M | $148,679 | 7.73% | 26% | 0% |
| 2024 | 163 | 109 | $12.8M | $117,661 | 8.33% | 24% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 81 | $11.1M | $137,099 | 7.89% | 29% | 0% |
| WV | 12 | $1.9M | $157,500 | 6.73% | 6% | 0% |
| NC | 11 | $2.4M | $218,636 | 7.76% | 22% | 0% |
| FL | 1 | $125,000 | $125,000 | 6.75% | 0% | 0% |
| PA | 1 | $235,000 | $235,000 | 7.63% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.