Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Exchange Bank
First Exchange Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+0.0% vs 2024Originations
$5.3M
Loans x average loanAverage loan
$171,452
Average interest rate
n/a
Denial rate
37%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 76 | 31 | $5.3M | $171,452 | n/a | 37% | n/a |
| 2024 | 63 | 31 | $4.9M | $158,871 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 29 | $5.0M | $170,862 | n/a | 37% | n/a |
| PA | 2 | $360,000 | $180,000 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.