Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BankSouth Mortgage Company LLC
BankSouth Mortgage Company LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
+33.3% vs 2024Originations
$7.5M
Loans x average loanAverage loan
$186,500
Average interest rate
6.6%
Denial rate
13%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 56 | 40 | $7.5M | $186,500 | 6.6% | 13% | 0% |
| 2024 | 48 | 30 | $5.4M | $180,000 | 6.9% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 39 | $7.2M | $185,000 | 6.61% | 11% | 0% |
| SC | 1 | $245,000 | $245,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.