Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST NATIONAL BANK OF RAYMOND
FIRST NATIONAL BANK OF RAYMOND
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
+300.0% vs 2024Originations
$60,000
Loans x average loanAverage loan
$15,000
Average interest rate
8%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 4 | $60,000 | $15,000 | 8% | 33% | 0% |
| 2024 | 1 | 1 | $45,000 | $45,000 | 8.25% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 4 | $60,000 | $15,000 | 8% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.