Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FLORIDA CAPITAL BANK, N.A
FLORIDA CAPITAL BANK, N.A
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
+0.0% vs 2024Originations
$2.1M
Loans x average loanAverage loan
$415,000
Average interest rate
6.72%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 5 | $2.1M | $415,000 | 6.72% | 25% | 0% |
| 2024 | 6 | 5 | $1.4M | $273,000 | 6.68% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CA | 2 | $720,000 | $360,000 | 6.62% | 25% | 0% |
| WA | 2 | $1.1M | $560,000 | 6.68% | 0% | 0% |
| ND | 1 | $235,000 | $235,000 | 6.99% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.