Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › 1ST PRIORITY MORTGAGE, INC.
1ST PRIORITY MORTGAGE, INC.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
-5.6% vs 2024Originations
$2.7M
Loans x average loanAverage loan
$160,882
Average interest rate
6.63%
Denial rate
23%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 26 | 17 | $2.7M | $160,882 | 6.63% | 23% | 0% |
| 2024 | 24 | 18 | $2.7M | $147,778 | 6.81% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 17 | $2.7M | $160,882 | 6.63% | 23% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.