Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Directions Equity, LLC
Directions Equity, LLC
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
74
+428.6% vs 2024Originations
$19.9M
Loans x average loanAverage loan
$268,649
Average interest rate
6.5%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 119 | 74 | $19.9M | $268,649 | 6.5% | 2% | 0% |
| 2024 | 24 | 14 | $3.2M | $228,571 | 6.6% | 13% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 68 | $18.3M | $268,824 | 6.5% | 2% | 0% |
| TN | 2 | $450,000 | $225,000 | 6.49% | 0% | 0% |
| AL | 1 | $305,000 | $305,000 | n/a | 0% | 0% |
| MS | 1 | $265,000 | $265,000 | 6.88% | 0% | 0% |
| NC | 1 | $245,000 | $245,000 | 6.38% | 0% | 0% |
| NM | 1 | $335,000 | $335,000 | n/a | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.