Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › MAINE SAVINGS FEDERAL CREDIT UNION
MAINE SAVINGS FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
73
+25.9% vs 2024Originations
$7.7M
Loans x average loanAverage loan
$105,685
Average interest rate
8.65%
Denial rate
28%
Home only share
37%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 145 | 73 | $7.7M | $105,685 | 8.65% | 28% | 37% |
| 2024 | 133 | 58 | $6.2M | $107,586 | 9.22% | 32% | 31% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 73 | $7.7M | $105,685 | 8.65% | 28% | 37% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.