Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Directors Mortgage, Inc.
Directors Mortgage, Inc.
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
79
+3.9% vs 2024Originations
$22.4M
Loans x average loanAverage loan
$282,975
Average interest rate
6.67%
Denial rate
3%
Home only share
82%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 126 | 79 | $22.4M | $282,975 | 6.67% | 3% | 82% |
| 2024 | 117 | 76 | $23.8M | $313,158 | 6.84% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OR | 44 | $12.9M | $293,409 | 6.66% | 4% | 86% |
| WA | 20 | $6.9M | $345,500 | 6.77% | 0% | 80% |
| NM | 13 | $2.2M | $165,769 | 6.57% | 3% | 100% |
| CO | 2 | $380,000 | $190,000 | 6.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.