Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THREE RIVERS FEDERAL CREDIIT U
THREE RIVERS FEDERAL CREDIIT U
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
33
+106.3% vs 2024Originations
$4.0M
Loans x average loanAverage loan
$121,364
Average interest rate
7.16%
Denial rate
11%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 46 | 33 | $4.0M | $121,364 | 7.16% | 11% | 0% |
| 2024 | 26 | 16 | $1.6M | $100,000 | 7.84% | 31% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 30 | $3.5M | $115,667 | 7.18% | 10% | 0% |
| OH | 2 | $340,000 | $170,000 | 6.81% | 0% | 0% |
| MI | 1 | $195,000 | $195,000 | 7.13% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.