Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ABBYBANK
ABBYBANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
-27.3% vs 2024Originations
$810,000
Loans x average loanAverage loan
$101,250
Average interest rate
6.94%
Denial rate
17%
Home only share
25%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 8 | $810,000 | $101,250 | 6.94% | 17% | 25% |
| 2024 | 20 | 11 | $1.1M | $99,545 | 7.63% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 8 | $810,000 | $101,250 | 6.94% | 17% | 25% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.