Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Interstate Credit Union
Interstate Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
58
-3.3% vs 2024Originations
$5.3M
Loans x average loanAverage loan
$91,207
Average interest rate
7.98%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 106 | 58 | $5.3M | $91,207 | 7.98% | 25% | 0% |
| 2024 | 110 | 60 | $5.7M | $95,333 | 8.72% | 18% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 58 | $5.3M | $91,207 | 7.98% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.