Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples Bank of East Tennessee
Peoples Bank of East Tennessee
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
23
+35.3% vs 2024Originations
$2.3M
Loans x average loanAverage loan
$101,522
Average interest rate
n/a
Denial rate
6%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 32 | 23 | $2.3M | $101,522 | n/a | 6% | n/a |
| 2024 | 25 | 17 | $1.7M | $102,647 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 21 | $2.2M | $106,429 | n/a | 7% | n/a |
| NC | 2 | $100,000 | $50,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.