Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SeaComm Federal Credit Union
SeaComm Federal Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
-31.3% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$93,182
Average interest rate
n/a
Denial rate
39%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 11 | $1.0M | $93,182 | n/a | 39% | n/a |
| 2024 | 21 | 16 | $1.0M | $62,500 | n/a | 19% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 11 | $1.0M | $93,182 | n/a | 39% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.