Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › BTC Bank
BTC Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
-7.3% vs 2024Originations
$5.6M
Loans x average loanAverage loan
$109,902
Average interest rate
n/a
Denial rate
11%
Home only share
2%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 64 | 51 | $5.6M | $109,902 | n/a | 11% | 2% |
| 2024 | 66 | 55 | $6.3M | $113,727 | n/a | 11% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 44 | $4.8M | $109,091 | n/a | 13% | 2% |
| IA | 6 | $520,000 | $86,667 | n/a | 0% | 0% |
| CO | 1 | $285,000 | $285,000 | n/a | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.