Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Park State Bank
Park State Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+0.0% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$176,250
Average interest rate
6.79%
Denial rate
33%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 8 | $1.4M | $176,250 | 6.79% | 33% | 0% |
| 2024 | 13 | 8 | $1.3M | $156,250 | 7.06% | 23% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 8 | $1.4M | $176,250 | 6.79% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.