Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Merrimack County Savings Bank
Merrimack County Savings Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+57.9% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$125,333
Average interest rate
8.14%
Denial rate
28%
Home only share
90%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 47 | 30 | $3.8M | $125,333 | 8.14% | 28% | 90% |
| 2024 | 37 | 19 | $2.1M | $110,789 | 9.95% | 19% | 95% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 30 | $3.8M | $125,333 | 8.14% | 28% | 90% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.