Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Citizens Bank
The Citizens Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
-18.2% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$146,111
Average interest rate
n/a
Denial rate
41%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 9 | $1.3M | $146,111 | n/a | 41% | n/a |
| 2024 | 19 | 11 | $1.1M | $95,909 | n/a | 26% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 9 | $1.3M | $146,111 | n/a | 41% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.