Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Centennial Bank
Centennial Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
40
+14.3% vs 2024Originations
$9.8M
Loans x average loanAverage loan
$244,250
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 45 | 40 | $9.8M | $244,250 | n/a | 7% | n/a |
| 2024 | 46 | 35 | $5.2M | $147,857 | n/a | 4% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 39 | $8.0M | $203,974 | n/a | 7% | n/a |
| IN | 1 | $1.8M | $1,815,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.