Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FARMERS NATIONAL BANK
FARMERS NATIONAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
34
+88.9% vs 2024Originations
$4.0M
Loans x average loanAverage loan
$116,471
Average interest rate
6.91%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 42 | 34 | $4.0M | $116,471 | 6.91% | 2% | 0% |
| 2024 | 26 | 18 | $1.5M | $82,778 | 7.1% | 19% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 24 | $3.0M | $125,417 | 6.96% | 3% | 0% |
| PA | 6 | $310,000 | $51,667 | 6.54% | 0% | 0% |
| WV | 2 | $330,000 | $165,000 | 7.13% | 0% | 0% |
| IN | 1 | $145,000 | $145,000 | 6.25% | 0% | 0% |
| NC | 1 | $165,000 | $165,000 | 8.13% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.