Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ST. MARY'S BANK CU
ST. MARY'S BANK CU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
1
-66.7% vs 2024Originations
$295,000
Loans x average loanAverage loan
$295,000
Average interest rate
7.38%
Denial rate
76%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 17 | 1 | $295,000 | $295,000 | 7.38% | 76% | 0% |
| 2024 | 15 | 3 | $555,000 | $185,000 | 6.58% | 80% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NH | 1 | $295,000 | $295,000 | 7.38% | 76% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.