Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › ROYAL BANK
ROYAL BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
30
+0.0% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$131,000
Average interest rate
7.26%
Denial rate
13%
Home only share
10%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 40 | 30 | $3.9M | $131,000 | 7.26% | 13% | 10% |
| 2024 | 40 | 30 | $2.5M | $85,000 | 8.41% | 20% | 17% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 30 | $3.9M | $131,000 | 7.26% | 13% | 10% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.