Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › JERSEY SHORE STATE BANK
JERSEY SHORE STATE BANK
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
25
-65.3% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$96,600
Average interest rate
5.7%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 25 | $2.4M | $96,600 | 5.7% | 9% | 0% |
| 2024 | 83 | 72 | $7.0M | $97,778 | 6.51% | 4% | 1% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 24 | $2.2M | $90,000 | 5.67% | 9% | 0% |
| OH | 1 | $255,000 | $255,000 | 6.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.