Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › KITSAP CREDIT UNION
KITSAP CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
68
+33.3% vs 2024Originations
$6.7M
Loans x average loanAverage loan
$99,118
Average interest rate
7.22%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 122 | 68 | $6.7M | $99,118 | 7.22% | 25% | 0% |
| 2024 | 108 | 51 | $5.3M | $104,412 | 7.49% | 37% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 68 | $6.7M | $99,118 | 7.22% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.