Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CITIZENS EQUITY FIRST CREDIT U
CITIZENS EQUITY FIRST CREDIT U
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
-37.5% vs 2024Originations
$565,000
Loans x average loanAverage loan
$113,000
Average interest rate
6.15%
Denial rate
10%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 10 | 5 | $565,000 | $113,000 | 6.15% | 10% | 0% |
| 2024 | 11 | 8 | $710,000 | $88,750 | 6.41% | 9% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IL | 3 | $335,000 | $111,667 | 5.96% | 14% | 0% |
| FL | 1 | $125,000 | $125,000 | 6.63% | 0% | 0% |
| MS | 1 | $105,000 | $105,000 | 6.25% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.