Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › InFirst Bank
InFirst Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
20
+42.9% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$112,000
Average interest rate
6.72%
Denial rate
14%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 20 | $2.2M | $112,000 | 6.72% | 14% | 0% |
| 2024 | 24 | 14 | $1.6M | $113,571 | 7.22% | 29% | 14% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 20 | $2.2M | $112,000 | 6.72% | 14% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.