Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Fairfax State Savings Bank
Fairfax State Savings Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
+180.0% vs 2024Originations
$370,000
Loans x average loanAverage loan
$26,429
Average interest rate
n/a
Denial rate
19%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 14 | $370,000 | $26,429 | n/a | 19% | n/a |
| 2024 | 8 | 5 | $125,000 | $25,000 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 14 | $370,000 | $26,429 | n/a | 19% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.