Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Geddes Federal Savings and Loan Association
Geddes Federal Savings and Loan Association
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-57.1% vs 2024Originations
$595,000
Loans x average loanAverage loan
$198,333
Average interest rate
6.13%
Denial rate
0%
Home only share
33%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 3 | $595,000 | $198,333 | 6.13% | 0% | 33% |
| 2024 | 7 | 7 | $885,000 | $126,429 | 6.57% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 3 | $595,000 | $198,333 | 6.13% | 0% | 33% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.