Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Isabella Bank
Isabella Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
59
+31.1% vs 2024Originations
$5.9M
Loans x average loanAverage loan
$100,254
Average interest rate
6.5%
Denial rate
20%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 84 | 59 | $5.9M | $100,254 | 6.5% | 20% | 0% |
| 2024 | 88 | 45 | $4.1M | $90,778 | 6.42% | 31% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 59 | $5.9M | $100,254 | 6.5% | 20% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.