Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FED BANK
FIRST FED BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
-4.3% vs 2024Originations
$4.9M
Loans x average loanAverage loan
$224,091
Average interest rate
n/a
Denial rate
21%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 39 | 22 | $4.9M | $224,091 | n/a | 21% | n/a |
| 2024 | 50 | 23 | $4.7M | $205,435 | n/a | 30% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 22 | $4.9M | $224,091 | n/a | 21% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.