Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FIRST FEDERAL SAVINGS BANK
FIRST FEDERAL SAVINGS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
-29.2% vs 2024Originations
$2.6M
Loans x average loanAverage loan
$153,824
Average interest rate
6.82%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 19 | 17 | $2.6M | $153,824 | 6.82% | 5% | 0% |
| 2024 | 36 | 24 | $2.5M | $103,750 | 7.38% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 17 | $2.6M | $153,824 | 6.82% | 5% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.