Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › COBALT CREDIT UNION
COBALT CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
1
+0.0% vs 2024Originations
$45,000
Loans x average loanAverage loan
$45,000
Average interest rate
6.49%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 1 | 1 | $45,000 | $45,000 | 6.49% | 0% | 0% |
| 2024 | 2 | 1 | $175,000 | $175,000 | 6.13% | 50% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 1 | $45,000 | $45,000 | 6.49% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.