Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Unison Bank
Unison Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
78
-17.0% vs 2024Originations
$8.3M
Loans x average loanAverage loan
$106,923
Average interest rate
n/a
Denial rate
24%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 139 | 78 | $8.3M | $106,923 | n/a | 24% | n/a |
| 2024 | 162 | 94 | $8.2M | $87,340 | n/a | 25% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 69 | $7.1M | $103,261 | n/a | 25% | n/a |
| ND | 9 | $1.2M | $135,000 | n/a | 18% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.