Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › VanDyk Mortgage Corporation
VanDyk Mortgage Corporation
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
130
+6.6% vs 2024Originations
$26.7M
Loans x average loanAverage loan
$205,615
Average interest rate
6.62%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 193 | 130 | $26.7M | $205,615 | 6.62% | 7% | 0% |
| 2024 | 181 | 122 | $23.4M | $191,639 | 6.81% | 3% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 36 | $6.8M | $190,278 | 6.67% | 4% | 0% |
| FL | 24 | $4.7M | $194,583 | 6.7% | 13% | 0% |
| MI | 22 | $4.3M | $193,636 | 6.66% | 8% | 0% |
| IN | 12 | $2.3M | $192,500 | 6.71% | 0% | 0% |
| NM | 11 | $2.1M | $188,636 | 6.19% | 3% | 0% |
| TX | 6 | $870,000 | $145,000 | 6.48% | 0% | 0% |
| OR | 5 | $1.9M | $387,000 | 6.4% | 14% | 0% |
| ID | 5 | $1.4M | $289,000 | 6.83% | 0% | 0% |
| GA | 3 | $625,000 | $208,333 | 6.92% | 14% | 0% |
| OH | 2 | $440,000 | $220,000 | 7.38% | 0% | 0% |
| MT | 1 | $475,000 | $475,000 | 6.25% | 0% | 0% |
| IA | 1 | $155,000 | $155,000 | 5.75% | 0% | 0% |
| AZ | 1 | $295,000 | $295,000 | 5.75% | 0% | 0% |
| SC | 1 | $325,000 | $325,000 | 5.75% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.