Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SWH Funding LLC
SWH Funding LLC
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
-46.2% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$141,429
Average interest rate
14.14%
Denial rate
0%
Home only share
7%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 14 | 14 | $2.0M | $141,429 | 14.14% | 0% | 7% |
| 2024 | 26 | 26 | $4.0M | $154,231 | 13.88% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AZ | 14 | $2.0M | $141,429 | 14.14% | 0% | 7% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.