Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Citizens National Bank of Meridian
Citizens National Bank of Meridian
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
Originations
$2.7M
Loans x average loanAverage loan
$443,333
Average interest rate
7.8%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 6 | $2.7M | $443,333 | 7.8% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 4 | $1.1M | $265,000 | 7.95% | 0% | 0% |
| AL | 2 | $1.6M | $800,000 | 7.5% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.